PayPal now has more than 400 million active users. It’s growing in popularity due to its security feature of sending and receiving money around the world. But did you notice that when you created a PayPal account, you weren’t given any number? Does this imply that you don’t even need an account number to use PayPal? Yes, the email address you used to sign up for PayPal is your ID, but you’ll need to receive an account number. So, what’s the best way to locate your PayPal account number?

Although getting a PayPal account number may seem to be a daunting undertaking that necessitates extensive googling and study, it is not a difficult task. It’s actually under your settings once you log in to your PayPal account. Want to continue exploring more? Keep reading with me!

Steps to Finding Your PayPal Account Number

Log into your PayPal account. Go to settingsClick on direct deposits. Your account and routing numbers will be displayed.

It’s worth noting that:

The account and routing information are only for incoming payments that require paperwork from your company or the government to be filled out. A routing number is used to verify that money is sent to the correct account in the event that one of the numbers in the account number is mistyped or omitted.

Why is my PayPal account number important?

You’re probably working online and aren’t sure how to use PayPal. You hear about PayPal account numbers and wonder what they are. That aside, you may also be wondering why it is important when you have your email address, which enables you to send and receive payments instantly. Well, there is one major reason, as stated below:

To ensure direct deposits

You will need to deposit funds into your PayPal account or send funds at some point, and your account will be insufficiently stocked. You must deposit money from your bank account here. Because their system only accepts account numbers, a bank, for example, will not send money using email addresses. The transaction will be easier and more successful if you have a PayPal account number.

To send money between two PayPal accounts, all you’ll need is your email address. However, when transferring funds from a bank account to a PayPal account, the account number is used.

How Do You Ensure the Security of Your PayPal Balances?

Use strong passwords.

When you create an account with PayPal, you’ll see that they ask for a strong password. The password contains uppercase and lowercase letters, special characters, numbers, and letters. This isn’t supposed to be a punishment! It’s simply to protect your account’s security.

Often, the email address you use to create a PayPal account is the same one you use to communicate with many of your contacts. Assuming it’s charity432@gmail.com, scammers will frequently employ guessing, and if you use a password like charity432, your PayPal wallet will be easily emptied.

Don’t give out your numbers.

If anybody wants to send you money, give them only the email address you used to log into your account, as that is all they need to get the transaction done. Giving any PayPal number will lead to you being conned.

Always keep any PayPal number secret.

Beware of fraudsters.

Fraudsters aren’t stupid. Imagine someone devising a deception method that is so convincing that you don’t suspect anything. Isn’t that individual a genius? To protect your account, particularly your PayPal wallet, you must be more astute than they are. Anyone who informs you that there is a problem with your account and needs your account number or email address password to fix it is a con. Don’t pay attention to them!

Separate your wallet password from your email password.

Having a variety of passwords can help us avoid becoming a victim of identity theft. Let’s imagine a con artist guessed your email password correctly. What is going to happen? Fortunately, they won’t be able to empty your wallet because you have a separate wallet password.

 Is it okay to give out my email address?

I’m referring to the email address you used to register for a PayPal account. It’s safe to give it out because it’s your ID. Remember that no one else will have access to your account in the same way that you do without your email address and password.

What is my PayPal ID and how do I use it?

As stated above, your PayPal ID is your email address and it is used for:

Receiving emails from PayPalRestoring access to your account

Conclusion

In conclusion, your PayPal ID is your email address, which you can freely give. However, if you need direct deposits to your PayPal account, you’ll need to have both your PayPal account and routing numbers. To obtain them, consider following the methods suggested in this article. Also, never give out your PayPal passwords to anyone for security reasons.

Frequently asked questions

When Can PayPal Be Used?

When:

Purchasing items from any store that accepts PayPal payments is easy. Purchasing items onlineSending money to friends or even relativesReceiving money from employers is especially important if you are a freelancer or a remote worker.

How Does PayPal Work?

PayPal is an online financial service that allows one to pay for items via a highly secure internet account. It enables you to receive money from others for a fee, while you can also send money to your family or friends free of charge, provided there is no conversion of currency required.

Additionally, if you connect it to your bank, debit, or credit card and make transfers, either way, there is a fee charged for the transaction, and topping up from any of the cards or bank accounts is also allowed.

With its increasing popularity, PayPal allows for the purchase of items from stores that accept it as a means of payment.